Financing

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Benefits of Equipment Financing

Why Finance Your Equipment?

Preserving your cash and available credit is a key component of intelligent business management. Equipment financing allows you to get the equipment you need now while keeping your existing cash and credit lines intact. And from application to documentation, the process takes less time than you may think. Give us a call at 888-886-8402

Fast Credit Decisions

Download our online application anytime. Decisions are provided quickly.

Affordable, Fixed Monthly Payments

Fixed monthly payments simplify cash flow budgeting. We can customize a deferred, ramped or seasonal plan. Current FMV (fair market value) and finance lease rates are based on the transaction size, term length and credit profile of the customer. Contact our representative at 888-886-8402 for current market pricing based on your specific request.

Minimal Upfront Cost

Our standard lease program requires only one advance payment and the documentation fee prior to the start of the lease.

Early Payoff Option

Our lender will deduct the unearned interest and provide an early payoff option at any time.

Tax Advantages

Lease payments may be fully tax-deductible as an operational expense.

Preserve Existing Bank & Credit Card Lines

Leasing lets you acquire the equipment you need at an affordable price while preserving your other sources of credit. Many companies prefer to keep their bank line open for appreciating assets or cash required expenditures such as marketing, staffing or renovations. Lease financing from Emvera is competitive, easier and faster than your bank option.

Protect Against Obsolete Technology

Plan for a technology upgrade with the right lease or rental term. Never get stuck with obsolete equipment again.

Equipment Financing vs. Other Payment Options

Financing your equipment purchase is a smart decision for business owners on a budget. Get the equipment your company needs now and pay for it over time through affordable monthly payments. Use that equipment to generate revenue and significantly impact your company’s bottom line.

Equipment leasing is a smart alternative to purchasing if you do not want to own equipment that may become obsolete quickly. Learn how lease financing compares to other purchasing options.

Equipment Financing vs. Other Payment Options

Financing your equipment purchase is a smart decision for business owners on a budget. Get the equipment your company needs now and pay for it over time through affordable monthly payments. Use that equipment to generate revenue and significantly impact your company’s bottom line.

How Lease Financing Compares to Other Purchasing Options:

Equipment Financing vs Purchasing Outright

Few companies have enough working capital to purchase all their equipment, furniture, and software outright. If you finance your equipment purchase with Emvera, your company will have more cash available for future business opportunities. Equipment leasing is a smart alternative to purchasing if you do not want to own equipment that may become obsolete quickly.

Equipment Financing vs Credit Cards

Many small businesses and startups have limited lines of credit available. When you purchase your equipment with a credit card, you are wasting valuable lines of credit that your company may need for other expenses. Financing your equipment will give you more options for investing in future company needs.

Equipment Financing vs Small Business Loans

Equipment financing may be an affordable alternative to a loan. Many lending institutions have very strict requirements businesses must meet before the bank will extend a loan or line of credit. Bank loans usually require a significant down payment that can range between 10%-20% of the equipment cost.

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